Free Statement Review

Cost of Cost™

What’s your Cost? 40%..50%...60%

Do you care?

Best Way to Navigate This Site

Watch this 60-second video to understand how to use the   Cost of Cost™   Analyzer and Portfolio Analyzer.

Cost of Cost™

Free Analyzer

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Enter Your Investment Information
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BP: 0.50%
BP: 1.25%
Remember: 100 basis points = 1%
125 basis points = 1.25%
187 basis points = 1.87%
25 basis points = Quarter Point
*If on phone, switch to horizontal for optimal viewing.
Year No Costs COSTS Value After Costs % of Growth Lost

Use the free   Cost of Cost™   Analyzer to see:

01. What your investments could grow to with no costs​
02. What you’ll likely have after costs​
03. How much growth is lost due to costs​
04. How much growth is lost​

Review My Statement

Best Way to Navigate This Site

Watch this 60-second video to understand how to use the   Cost of Cost™   Analyzer and Portfolio Analyzer.

Review My Statement

Cost of Cost™

Portfolio Analyzer

Every investor paying an investment cost needs to put their statement in this analyzer tool. 

📱 Rotate your phone to landscape for the best table view.
*Switch to horizontal for optimal viewing.
*Better completed on a computer.

Portfolio Holdings & Expense Ratios

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Ticker Type Investment Name Value % of Portfolio Expense Ratio (BP) Annual Cost ($) Cost % of Total

Long-Term Cost Impact

Enter Your Investment Information
 
 
BP: 0.5%
BP: 1.25%
Remember: 100 basis points = 1%
Year No Costs COSTS Value After Costs % of Growth Lost to Costs
Personalized Statement

Get a Personalized Statement Review

Email a redacted statement and receive:

  • Your exact expense ratios

  • Your advisory cost in basis points

  • Total cost in dollars

  • Long-term cost impact

We plug your real numbers into the  Cost of Cost™  Analyzer.

Submit My Statement

Zero pressure. No obligation.

Participate in the Cost Study

Submit your redacted financial statement for a free analysis of your Cost, Cost of Cost, and Investment Quality.

Submit a Statement

Timeless Wisdom Meets Modern Math

What would history’s greatest thinkers say about understanding Cost, Cost of Cost and Investment Quality?

“Basis Point Management and Quality Control are realistic ways to win the lottery without buying a ticket.”

— Chris Chaney

The Simple 3-Step Cost Clarity Process

STEP 01

Know Your Real Cost

  • What Are You Actually Paying?

  • Identify Your True Cost

  • Understand Your Basis Points

STEP 02

Understand the Cost of Cost

  • See the Long-Term Impact

  • What 1% Really Costs Over Time

  • The Compounding Effect of Costs

STEP 03

Decide What’s Fair

  • Take Back Control

  • Negotiate with Confidence

  • Make an Informed Decision

Authentic stories.

Proven by Investors. Verified by a CPA.

Many investors have reduced their costs by 20% to 80%
Often with one simple email.

“Chris makes the hidden costs simple and impossible to ignore.”
I’ve known Chris since kindergarten. His genuine interest in educating people is rare. I referred a friend who is very particular about his money. After one call, he immediately understood the value of what Chris was showing him. But like many investors, he stayed with his advisor. Long-standing relationships and denial often prevent people from confronting the truth about costs. That’s why Chris’s approach works. He makes the hidden costs clear, simple, and hard to ignore.
Ed Lonergan
“Most investors don’t want to know what they’re paying.”
I’ve referred three friends to Chris who were paying advisor costs. Each time, once Chris offered to analyze their statement, they disengaged. I was shocked. But Chris explained this is normal. Most investors paying costs don’t want to understand: Their cost Their cost of cost Their investment quality Even though costs are often their largest monthly expense.
David O’Keefe
Cost Reduced Immediately. Long-Term Savings: Massive.
Sue sent a simple email asking:
“Can you please tell me exactly who is getting paid what?”
Her advisor responded and reduced her fee from 1.25% to 1% immediately a 20% reduction. Over time, Sue ultimately reduced her advisory costs by 80%. The savings over 30 years at 8%? Staggering. All from one clear, simple question.
Sue M.
Cost Reduced from 100 Basis Points to 17 Basis Points
Dexter sent a short email asking for a breakdown of his investment costs. His advisor replied and reduced his management cost by 20% immediately. Over time, Dexter reduced his advisory cost from:
1.00% → 0.17%
 That’s an 83% reduction. Over 40 years at 8%, the long-term impact is life-changing.
Zero confrontation. Just clarity.
Dexter P.
An older couple paying 1.25% advisor costs was considering transferring.
Their advisor offered to reduce the cost to 35 basis points if they stayed. They stayed and saved significantly. The process was simple. The savings were meaningful. And the clients benefited immediately.
Chris C. (Client Story)

All testimonial stories are independently verified by a Certified Public Accountant based in Leawood, Kansas.

More Testimonials

The Big 3

Math + Logic = Win​

Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it.

-Albert Einstein

“The best thing a human being can do is to help another human being know more.”

-Charlie Munger

Schedule a consultation
"Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it."

-Albert Einstein

The Big 3

Cost, Cost of Cost, and Quality are The Big 3,

The absolute keys to your legacy.

For now, I’m sharing this wisdom for free,

It could be better than winning the lottery.

 

And it’s so darn easy!

 

Investment costs can take a daily toll,

But knowledge is power which gives you control.

Believe in Compound Interest and you’re certain to gain,

When we strip away costs and the hidden drain.

The amounts can be staggering, this you should know,

So educate yourself to let your wealth grow.

Paying investment cost can be ok

But a knowledgeable investor controls what they pay.

Schedule a consultation
“The best thing a human being can do is to help another human being know more.”

-Charlie Munger

"Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it."

-Albert Einstein

Math + Logic = Win

Schedule a consultation
“The best thing a human being can do is to help another human being know more.”

-Charlie Munger